We bought a house recently where the sellers left behind the fridge. The fridge had a handful of broken plastic shelves: things like broken clips and cracked frames. I thought it would be cheap to repair.
Wrong. Fixing every broken item (~15 in all) would have cost over $400. Just for some plastic.
If I've learned anything from watching "Idiots in Cars" videos on Reddit, it's that you can go from "driving normally" to "in an accident" much faster than you think. Most people have very little experience reacting to imminent accidents on the road. Overall that's a good thing, but it certainly seems naive to think that simply being an attentive driver is enough to keep you out of accidents.
It's a good thing, because yes getting injured or killed in a car accident is horrible but it's not a good thing that they don't have any training at all. If driving was something done only in industry there would be proper training and a lot more safety precautions. I think about this every time I walk down this narrow sidewalk in my town that's 4 feet from the roadway. A friend of mine was recently in the crosshairs of a straying van and he was only saved by the luck of a telephone pole intervening.
Yes, but if half of all accidents involve idiots, not being an idiot is a legitimate way to reduce your risk of being in an accident. Meaning drivers do have some control over their level of risk behind the wheel.
I noticed that many artists that I like put out albums in 2021, but far fewer have put out albums in 2022, even accounting for the year only being half over. I think this is partially due to the pandemic: with artists unable to tour, many took the time to release new music. That music largely came out in 2021. Now in 2022 they are touring to promote the new music rather than releasing new content.
Seems like we're seeing this pattern across the board in the economy: shortages of labor, and salaries aren't increasing enough to lure people in. Are employers unable to raise salaries, or are they unwilling? If they are unable, where does this leave us if no one can afford the price of labor? If they are unwilling, is this just a game of chicken to see who blinks first between employees and employers?
Also take into account many people got laid off/furloughed/etc... during the Pandemic, and have since found a new, probably better job. Why go back to making a pittance for a stressful, heavy workload?
This page really drills into you how pathetic this settlement is. Less than $3 per affected person for something that affects over a hundred million people.
And as if to rub salt in the wound:
> 3. I don’t want Equifax to have my data. What can I do?
> Equifax is one of three national credit bureaus. These companies collect information about your credit history, such as how many credit cards you have, how much money you owe, and how you pay your bills. Each company creates a credit report about you, and then sells this report to businesses who are deciding whether to give you credit. You cannot opt out of this data collection. However, you can review your credit report for free and freeze your credit.
If you finance the car and invest your money in something with a rate of return higher than the interest rate, you'd end up with more money than paying cash.
...though of course many who finance cars aren't choosing to do that. The car you drive is both a status symbol and a personal luxury. I think many people would rather take on debt than get a vehicle they could only pay cash for.
I definitely think teachers need (A) understanding of effective teaching methods and learning development and (B) a deep understanding of their subject.
Both are important at all ages, but (A) seems more important at younger ages, where you need to know how to engage children. Kids are also more impressionable. (B) seems more important in middle school and high school. You wouldn't, for example, want someone who doesn't have a background in math to teach calculus.
A 4 year degree certainly isn't a perfect way to impart teaching competence, but it does set a threshold for the experience that a new teacher has. I'd expect more teachers at the back end of the bell curve if you remove the degree requirement.
Presumably this depth of understanding should be deeper than the students. And probably a little deeper than the material taught. That way the teacher can inform and maybe inspire students to study further.
How much depth is required to have a deeper understanding of anything than a 7th grader? How about 2nd grade?
I think that falls back to (A) in my original post. You certainly don't need a Master's in pure mathematics to teach 3rd graders how to add fractions, but you probably do want to understand what teaching techniques are effective for children that age.
Thus continues the downward spiral. If you remove the college degree requirement, you can lower the salary even further for teachers. Combined with Arizona's move towards school vouchers, it's hard to see a positive future for their public education system.
For the teachers, that seems like a win. Lower salary but lack of crippling debt.
When I was in college, the folks bound for teaching k-12 math were in the lower half of the math classes I took. Ditto history. From talking with people, I assume that was generally the case with a few exceptions like the arts or coaching.
Does a k-12 curriculum require a college degree anyway?
> For the teachers, that seems like a win. Lower salary but lack of crippling debt.
What crippling debt? You can get a BA degree in Elementary Education that will be accepted by all 50 states in the US for under $20k [1]. (You can cut that almost in half if you can handle a heavy course load).
