> your insurance rates would go down if all your health info were made public and the insurance provider was allowed to factor that in, right?
It's already happening, the only difference being that it's the people rather than insurance providers that make those decisions. Healthy young people do not buy insurance (because they will pay more in premiums than amount of healthcare they consume), premiums go up because average remaining customer needs more healthcare, etc. In the limit premiums are sky high and nobody has insurance. That's why universal health care makes sense.
The key difference is that people have little control over their health, but a lot more control over how much they work, how much they spend, and whether they pay their bills on time.
It's already happening, the only difference being that it's the people rather than insurance providers that make those decisions. Healthy young people do not buy insurance (because they will pay more in premiums than amount of healthcare they consume), premiums go up because average remaining customer needs more healthcare, etc. In the limit premiums are sky high and nobody has insurance. That's why universal health care makes sense.
The key difference is that people have little control over their health, but a lot more control over how much they work, how much they spend, and whether they pay their bills on time.