I'd definitely be wary of devoting 1+ year of my life full-time to "save" money on a program that costs "justs" $10K/year -- without looking at alternatives that might cost a bit more, but provide a much richer experience. (Yes, I have great deal of categorical skepticism about full-scale online degrees -- as opposed to occasional online courses -- in general).

Because even if you're unemployed, your most valuable resource is your time.