What kind of boat do you own? I couldn't find it in your comment history. Given the choice would you still buy that particular boat today or would it be something else?
A dutch built steel canal boat. There's a link to a picture elsewhere in the thread. Covered in ice...
Overall I'm happy and would buy the same kind of boat again. The Dutch build excellent boats and have for centuries. The only thing that bothers me is that since it's a canal boat it has very low draft (0.8 meters) and almost no keel which is great if you're sailing in canals that aren't very deep, but makes for a pretty rocky ride once you hit some real waves.
I'd never buy a wooden boat, and I wouldn't recommend it to anyone that doesn't work professionally with wood.
Fun fact : for years Richard Branson lived on, and conducted business from, a canal boat moored in Maida Vale in the middle of London. I'm not sure if it ever moved or was permanently moored.