I also remember the coin operated tellys. Yes, every 6 months or there abouts the coiny-telly man would come about to collect the coins. It was a real hassle, as you had to be at your flat all that day. Otherwise, the coiny-telly man would just pass you up. Thing was, the little bin that the coins fell into would fill up every 9 months or so. So, if the coiny-telly man passed you up, you'd have to ration when you could watch TV. I remember the first time my mum made this mistake and the bin got filled. My pa was so angry that he didn't get to watch Emmerdale Farm and Whizz-Bizz that night as no more would fit in the machine. Well, we never made that mistake again.
It's real. The TV rental companies had a range of approaches, one of which was the very expensive option of a coin operated TV. Another common way to pay was by book and visit the TV rental shop weekly to pay a little. If you had one of the coin ops, chances are your electric and gas were on coin operated meters too - with the landlord of your flat or bedsit setting their own markup on that meter...
Don't forget it was still common for people to be paid in cash, weekly. For those on lower incomes paying a monthly rental was often difficult and many of those cash employees had no need of a bank account. So weekly payments at the shop, collection agents and other options like coin op were far more common. You might get a visit every year or two to pay premiums on something like a life assurance policy, and a little hand written book was your only record of payment.
>> If you had one of the coin ops, chances are your electric and gas were on coin operated meters too - with the landlord of your flat or bedsit setting their own markup on that meter...
Some friends of mine who lived in London had an electricity meter that they had to recharge with cards they got from the corner shop. This was in 2005 or so. Do you know how common this is in London, or the rest of the UK, nowadays?
At the time I had found it at the very least a huge hassle. It was one of those things when I first got to the UK that I just couldn't comprehend.
Another one: when I got my first check from my job at the time (working at a warehouse) I went to the bank to collect it and the bank said I had to wait for a week to make sure the check wouldn't bounce and I think to ensure I wasn't money laundering. I couldn't believe what they were telling me, so I asked the people I worked with who confirmed it. Except, they said it wasn't a big deal: you just go to a shop, give them the check and they give you 80% of your salary. So you don't have to wait for a week.
So wait, I work all week, then the bank will treat me as a potential criminal and some financial parasite will suck off 20% of my salary as a consequence? And the people I worked with just shrugged it off. It was considered just normal. I told people Back Home (in Greece) about all this and they just didn't believe me.
>>Some friends of mine who lived in London had an electricity meter that they had to recharge with cards they got from the corner shop.
This still happens, but only if you are far behind on your electricity bills, the supply company will eventually just say "ok, we will keep supplying you, but you must agree to have pre-paid meter installed at home". That way you can't be late on your payments anymore.
>>Another one: when I got my first check from my job at the time (working at a warehouse)
Wait....that was in the UK? And someone gave you a cheque? Those pretty much don't exist in the UK anymore, it's like an ancient relic of the past if you see one. The only situation when they are still used is for insurance payouts, for some reason the insurance companies still prefer to send you a cheque.
>> That way you can't be late on your payments anymore.
Thanks for clarifying. I'm guessing though the meters tend to stay in the homes even after the late-paying tennants have moved out?
>> Wait....that was in the UK? And someone gave you a cheque?
Yes, this was in the UK, in the South East, in 2005. It's been a while so I'm a bit fuzzy on the details but I think what happened was that I didn't have a bank account yet and so I was paid by cheque (thanks). Also, if I remember correctly, I refused to make use of the shops and I subsisted on the money I had in my Greek bank account (that I could access from UK terminals with my Greek bank card) until I got a UK bank account.
Some of my colleagues made use of the shops they recommended to me though, so either they too got paid by cheque or more likely they basically took a loan out on their salaries. Which sounds less mad, but only until you see some of the rates for payday loans (as I gather you must have).
Card meters are what replaced the old coin in the slot meters - they're a set price from the utility, so no extra markup for the landlord any more. They're still a fairly expensive way to get fuel compared to monthly payments.
As gambiting says they;re often put in if you get behind on bills, but if you have poor credit or move into a flat that already has them I think it can be pretty damn difficult to get off them. Like some utilities make a charge or ask a deposit to get a normal meter put in again, even if that wasn't down to you in the first place.
So if you've haven't got much you tend to lose out 2 or 3 ways.
>> As gambiting says they;re often put in if you get behind on bills, but if you have poor credit or move into a flat that already has them I think it can be pretty damn difficult to get off them. Like some utilities make a charge or ask a deposit to get a normal meter put in again, even if that wasn't down to you in the first place.
Ah, thanks- I was wondering about that. I imagined it wouldn't be simple to take the meter off once it's on.
You're right to highlight the point about the UK's former lack of wealth (as it's not obvious), but I was amused by the reference to "workers areas" - presumably "working class areas" as people have worked in pretty much all populated areas of the country since time immemorial.
I've never seen a coin-op TV, but "back when I were a lad" we had electricity on the same principle. IIRC (and this is dark & distant memory) it started off coin-op and transitioned to cards you had to buy from local stores.
They had that in the mainland too. It was something which was forced on poor people and resulted in electricity prices considerably higher than they otherwise would have been.
My grandparents were forced to have one. My late grandfather had PTSD from fighting in WWII and could basically never hold down a job or make a good financial decision.
I've been to campsites where the showers are free, but the hot water requires coins. You really want to get your money's worth, but the fear of being lathered up and it going straight cold motivates you to be quick.
