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It does seem crazy, take this for example:

https://www.usbank.com/online-mobile-banking/transfer-money....

This says I have to pay a fee, and then wait 2-3 days to send somebody money. That's not caused by "infrastructure" that's caused by greed in the absence of effective government to tell them to get their shit together.

Even better it tells me the size of that fee is included in a "Fee Guide" the link for which is a 404. Excellent work.



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