No, you don't have to wait for everything else in your life to be perfectly arranged in order to take charge of your own feeling of self worth. In fact doing so makes it far less likely that it will ever happen.

This trend of telling people that they are helpless victims of their circumstances comes from a place of compassion, but it is ultimately causing more harm than good. Yes, some things that happen to you, beyond your control, may put you at a disadvantage compared to others. This is not usually insurmountable, and it does not mean that you aren't capable of overcoming it.

Yes pal, let's stop giving preferential treatment to senior citizens, pregnant women, people with disabilities, let all those bastards learn to fend for themselves. The damagce caused by ADA must be estimated in the billions. Lets remove also sex education, those pesky pre-teenagers should learn about how the world works just by their own. Were you fired, lost your insurance and now have cancer? Tough luck. Are you a bipolar person? Just be happy. Were you raped? Bad things happen, just forget it.

You're awfully quick to jump to living in an every-person-for-themself Mad-Max style dystopia. That is a ridiculous straw man.

You can offer sex ed classes, it is up to the kids to pay attention and apply what they teach. Nobody else can learn something for you. You can offer cancer treatments, but people have to show up and stick with them. You can offer therapy and medication, but people still have to go to the therapy and take the meds.

If every time something goes wrong for you, everyone tells you that hey, "there's nothing you could have done", "of course it doesn't work out for you because of X circumstance in your life". Maybe it feels like you're being kind, but you're just robbing them of agency and telling them that they are doomed no matter what. Is your goal to actually make people's lives better, or to make yourself feel better by adhering to some "good person" script?