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> Unluckily, you cannot insure yourself against the immense risk of alimony payments if a divorce should happen.

Of course you can. You can know thyself and know thy partner and have the maturity to understand what you're getting into, and the ability to commit despite that. EG: I know there's 0% chance that my wife and I will get divorced, not because marriage is so easy but because we're both people who are able to work through difficulties towards a common goal.

It requires self-awareness and work.



> I know there's 0% chance that my wife and I will get divorced

You share this mindset with every divorced guy I know, including myself. Men just don't see it coming.


Men don't see it coming because they don't care. Quite frequently men are in bad relationships that don't affect them much but they generally don't walk away.

Women pull the trigger when they can't take it anymore.


This could be the reasoning of someone with survival bias though.

Unfortunately, life can be complicated, e.g. family member went through undiagnosed schizophrenia for many years, one can imagine how that upset the marriage assumptions prior to the mental health issues.


I was talking more about the average situation.

I would assume serious mental health issues are the edge case in this scenario.


Sure. However, there are plenty of not so straightforward people too who are very well aware of loopholes in our law, society and human psyche and they are happy to exploit them.


What if you were drafted, served in a war overseas and came back with severe PTSD? For my parents generation that was a real thing that caused a lot of divorces.


Think of the tens of millions of families who last their dad in ww1 and ww2. Even that is echoing through time, because their missing influence probably impacted their Children’s success and so on.




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