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> This type of attitude doesn't appear to be so uncommon, at least among people I know.

It's my case too. I worked until 40 with a great job doing cool things, with a lot of free time. I'm not materialistic at all, don't care about wealth, social status and stuff. Yet, I started worrying for my retirement and savings, wasn't able to buy a house. Now I work for a FAANG for 5 times my previous salary. It's not easy, I don't always adhere to the company's values, oncalls suck, it's a lot about patching broken systems I didn't build. But money is important.



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