Tho they worry so much about it getting stolen I think they enjoy biking overall less than they would a bike suitable for just hopping on and biking around to different places.
If someone can afford to roll up to work on a bike that expensive, they are probably not worried about it getting stolen. Specifically, they either likely have somewhere to lock it up, or can afford to replace it (and/or have it insured). Make no mistake, rocking up to work on your Factor/S-Works/Cervelo/etc is a flex, either deliberately (look at my boutique, expensive bike, peasants), or subconsciously ("oh yeah, my bike? Yeah picked it up the other day, know the guy that owns the shop").
I have many biking acquaintances with darned expensive bikes and they are singularly unwilling to just bike to the lunch place leaving it locked to a parking sign pole. Diaclaimer: Pre covid data, now we are WFH
