This is like the people who think “admiralty court” is a magic phrase to get out of paying taxes. What actually happens is that your car gets towed if you ever park anywhere affiliated with the same company (hope you never need to go to the same place twice), or you get tired of dodging collectors and having that mounting debt affect your credit and employability. Not liking how a business runs doesn’t give you a right to use their services without paying, your choice is still to pay or not use them.
